These Terms & Conditions (“Terms”) govern your access to and use of Nexon Leads LLC websites, landing pages, forms, and related digital services (“Site”). By using the Site or submitting information through it, you agree to these Terms. If you do not agree, please do not use the Site.
1. About Nexon Leads LLC
Nexon Leads LLC is a marketing and consumer-acquisition company. Nexon generates consumer inquiries and facilitates connections between interested consumers and licensed insurance agencies or licensed insurance professionals. Nexon is not an insurance carrier, does not underwrite insurance, does not issue insurance policies, and does not itself make decisions regarding eligibility, enrollment, coverage, premiums, or benefits.
2. Insurance Information Is General
Information on this Site is provided for general informational and marketing purposes. Plan availability, eligibility, premiums, cost-sharing, provider networks, prescription coverage, benefits, enrollment periods, and other terms vary by plan, carrier, location, and individual circumstances. Nothing on the Site is a guarantee of eligibility, coverage, savings, enrollment, approval, or benefits.
Nexon does not represent that any Medicare Advantage, Medicare Supplement, Prescription Drug Plan, or other insurance product is the best or lowest-cost option for every consumer.
3. Medicare and Government Disclaimer
Nexon Leads LLC is not Medicare, a federal government agency, an insurance carrier, or a government-sponsored insurance program. This is a privately owned website and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
We do not offer every plan available in every area. Information provided through our Site is limited to plans or insurance options offered by our contracted or participating partners, as applicable. For information about all Medicare options, consumers may contact Medicare.gov or 1-800-MEDICARE.
4. Request for Contact and Consent
When you submit information through a form, you may be requesting contact from Nexon, a licensed insurance agency, or a licensed insurance professional. The exact consent language presented on the applicable form governs the communications you authorize.
Depending on the form, consent may include calls, text messages, automated or prerecorded/artificial voice calls, email, or other communications, to the extent permitted by law. Consent is not a condition of purchasing any property, goods, or services.
If the form identifies specific companies or categories of recipients to whom information may be provided, those disclosures form part of the applicable consent.
5. Licensed Insurance Professionals
Insurance products are offered, explained, recommended, and sold only by appropriately licensed insurance agencies or professionals where required by law. Nexon does not provide individualized insurance advice and does not determine which plan a consumer should purchase.
Consumers should independently review plan documents and speak with the licensed professional handling their request before making an enrollment or purchasing decision.
6. No Obligation to Purchase
Submitting a form or speaking with a licensed insurance professional does not require you to purchase or enroll in an insurance product. You are free to decline an offer or end a communication, subject to applicable law.
7. Eligibility and Accurate Information
You agree to provide information that is accurate and complete to the best of your knowledge. You may not knowingly submit false, misleading, fraudulent, or unauthorized information, impersonate another person, or submit information on behalf of another individual without authorization.
8. Lead Verification, Recording, and Audit Records
Nexon and its service providers may use consent-verification, attribution, call-tracking, fraud-prevention, and lead-certification technologies, including services such as TrustedForm and LeadID/Jornaya. Where permitted or required by law, calls or other communications may be recorded or monitored for quality assurance, compliance, verification, training, security, or dispute-resolution purposes.
9. Privacy
Your use of the Site is also governed by the Nexon Leads LLC Privacy Policy. The Privacy Policy describes categories of information collected, uses, disclosures, security practices, retention, and available privacy rights.
10. Third-Party Services and Links
The Site may integrate with or link to third-party services, websites, advertising platforms, analytics providers, lead-verification providers, or other technology. Nexon is not responsible for the independent content, policies, security, or practices of third parties, except to the extent required by applicable law.
11. Intellectual Property
Unless otherwise stated, content on the Site, including text, graphics, logos, designs, software, and other materials, is owned by or licensed to Nexon Leads LLC. You may not reproduce, distribute, modify, scrape, publish, or commercially exploit Site content without prior written permission, except as permitted by law.
12. Prohibited Uses
You agree not to do any of the following:
- Use the Site for unlawful, fraudulent, abusive, or deceptive purposes.
- Attempt to interfere with the Site, its security, or its availability.
- Use automated methods to access or collect Site content without authorization.
- Submit information that you do not have the right or authority to submit.
- Misrepresent your identity or relationship to another person or organization.
13. Availability and Changes
We may modify, suspend, or discontinue any part of the Site, form, campaign, or service at any time. We do not guarantee that the Site will always be available, uninterrupted, secure, or error-free.
14. Disclaimer of Warranties
To the maximum extent permitted by law, the Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not warrant the accuracy, completeness, timeliness, availability, or suitability of every item of Site content.
15. Limitation of Liability
To the maximum extent permitted by applicable law, Nexon Leads LLC and its officers, employees, contractors, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to use of the Site, reliance on Site content, communications with third parties, or inability to use the Site. Nothing in these Terms is intended to exclude liability that cannot legally be excluded.
16. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless Nexon Leads LLC and its officers, employees, contractors, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from your unlawful use of the Site, your violation of these Terms, or your submission of information you were not authorized to provide.
17. Electronic Communications
When you submit information electronically, you consent to receiving electronic communications relating to your request as authorized by the applicable consent disclosure. You may have additional rights concerning marketing communications under applicable law.
18. Governing Law and Venue
Any governing-law or venue provision should be reviewed and customized by Nexon’s legal counsel to reflect the company’s actual legal structure, principal place of business, and applicable state requirements.
19. Changes to These Terms
We may update these Terms from time to time. Updated Terms will be posted on the Site with a revised effective date. Your continued use of the Site after an update constitutes acceptance to the extent permitted by law.